Effective Date: February 17, 2026

Welcome to Old Men, New Money® ("we," "us," or "our"). By accessing or using our website at oldmennewmoney.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use the Site.

Not Financial Advice

The content on this Site is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing on this Site should be interpreted as a recommendation to buy, sell, or hold any cryptocurrency, digital asset, security, or financial instrument.

Cryptocurrency and digital assets are highly volatile and involve significant risk, including the potential loss of your entire investment. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

We are not registered investment advisors, broker-dealers, or financial planners. Past performance discussed on this Site is not indicative of future results.

Intellectual Property

All content on this Site, including text, graphics, logos, images, audio, video, and software, is the property of Old Men, New Money® or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

"Old Men, New Money" is a registered trademark. You may not use our trademarks, trade names, or branding without our prior written consent.

You may share links to our content and quote brief excerpts for commentary or review purposes, provided you give proper attribution and link back to the original content.

Acceptable Use

When using our Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to the Site, its servers, or any connected systems
• Scrape, copy, or reproduce our content in bulk without written permission
• Interfere with or disrupt the Site's infrastructure or security features
• Use automated tools (bots, crawlers) to access the Site in a manner that degrades performance for other users

Third-Party Links

Our Site contains links to third-party websites, including podcast platforms, social media, and newsletter services. We are not responsible for the content, privacy practices, or terms of service of any third-party sites. Accessing these links is at your own risk.

Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not guarantee that the Site will be uninterrupted, error-free, or free of harmful components. We do not warrant the accuracy or completeness of any information presented on the Site.

Limitation of Liability

To the fullest extent permitted by law, Old Men, New Money®, its founders, hosts, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content, including but not limited to financial losses resulting from investment decisions made based on information found on this Site.

Indemnification

You agree to indemnify and hold harmless Old Men, New Money®, its founders, and contributors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms of Service, please contact us at [email protected].