# Old Men, New Money®

> Free crypto and blockchain education from industry veterans with 75+ years of combined experience in finance, crypto, and media. No hype, no jargon — just understanding.

## About

Old Men, New Money® (OMNM) is an education and media platform covering Bitcoin, blockchain, tokenization, and the intersection of AI and crypto. Founded by Douglas Borthwick (Founder, The Insumer Model™), Ali Davoudi (Co-Founder, TokenCapStack), and Phil Larmon (DigiShares, Founder of Larmon Media Group).

- Website: https://oldmennewmoney.com
- Podcast: 48-episode archive with players, show notes, and transcripts at https://oldmennewmoney.com/podcast (also on Spotify, Apple Podcasts, and YouTube; new episodes return August 2026)
- Newsletter: https://oldmennewmoney.substack.com
- Followers: 38,000+ across platforms

## Crypto Explained Guides

- [Bitcoin Explained Simply](https://oldmennewmoney.com/bitcoin-explained): What Bitcoin is, how it works, mining, halvings, and why it matters.
- [Blockchain Explained](https://oldmennewmoney.com/blockchain-explained): How blockchain technology works, public vs private chains, smart contracts.
- [Crypto Wallets Explained](https://oldmennewmoney.com/crypto-wallets-explained): Private keys, hot wallets, cold storage, self-custody, and security.
- [What Is Tokenomics?](https://oldmennewmoney.com/what-is-tokenomics): Token supply, burns, vesting schedules, FDV, and inflation.
- [Proof of Work vs Proof of Stake](https://oldmennewmoney.com/proof-of-work-vs-proof-of-stake): Bitcoin mining vs Ethereum staking, consensus mechanisms.
- [Token Supply Explained](https://oldmennewmoney.com/token-supply-explained): Max supply, circulating supply, fully diluted valuation, vesting.
- [Why Bitcoin Has Value](https://oldmennewmoney.com/why-bitcoin-has-value): Digital scarcity, network effects, monetary properties, institutional adoption.
- [Stablecoins Explained](https://oldmennewmoney.com/stablecoins-explained): USDC vs USDT, fiat-backed vs algorithmic, risks, and use cases.
- [How to Evaluate Crypto Projects](https://oldmennewmoney.com/how-to-evaluate-crypto-projects): Due diligence framework — team, tokenomics, red flags.
- [Crypto Myths Debunked](https://oldmennewmoney.com/crypto-myths): 10 common misconceptions about cryptocurrency.
- [What Is DeFi?](https://oldmennewmoney.com/what-is-defi): Decentralized finance — DEXs, lending, stablecoins in DeFi, yield aggregators.
- [What Is a Security Token?](https://oldmennewmoney.com/what-is-a-security-token): STOs, digital securities, the first SEC-registered token IPO, security vs utility tokens.
- [What Are Real-World Assets (RWA)?](https://oldmennewmoney.com/what-are-real-world-assets): Tokenized treasuries, BlackRock BUIDL, real estate, institutional adoption.
- [Ethereum Explained Simply](https://oldmennewmoney.com/ethereum-explained): Programmable blockchain, smart contracts, DeFi, staking, and institutional adoption.
- [Bitcoin ETFs Explained](https://oldmennewmoney.com/bitcoin-etf-explained): Spot Bitcoin ETFs, how they work, BlackRock IBIT, fees, and portfolio access.
- [Crypto Regulation in 2026](https://oldmennewmoney.com/crypto-regulation-2026): GENIUS Act, Clarity Act, SEC rulemaking shift, MiCA, and institutional impact.
- [Private Credit Tokenization](https://oldmennewmoney.com/private-credit-tokenization): Tokenized private lending, fractional access, smart contract distributions, DeFi infrastructure.
- [Tokenized Real Estate](https://oldmennewmoney.com/tokenized-real-estate): Fractional property ownership on blockchain, 24/7 trading, automated rent distributions.

## AI + Crypto Guides

- [How AI Agents Will Use Cryptocurrency](https://oldmennewmoney.com/ai-agents-crypto): AI agent wallets, autonomous payments, agent commerce.
- [Why AI Needs Blockchain](https://oldmennewmoney.com/ai-blockchain): Trust, verification, machine identity, data provenance.
- [Machine-to-Machine Payments](https://oldmennewmoney.com/machine-to-machine-payments): How crypto enables M2M commerce, micropayments, payment channels.
- [AI Agent Commerce](https://oldmennewmoney.com/ai-agent-commerce): How AI agents buy services, agent marketplaces, smart contract escrow.
- [Why Crypto Is the Native Money of AI](https://oldmennewmoney.com/ai-native-money): Why AI can't use banks and needs programmable money.
- [Autonomous Agents and Blockchain](https://oldmennewmoney.com/autonomous-agents-blockchain): DeFi bots, agent swarms, the agentic economy.
- [AI Blockchain Verification](https://oldmennewmoney.com/ai-blockchain-verification): Oracles, cryptographic proofs, on-chain verification.
- [AI Trust on Blockchain](https://oldmennewmoney.com/ai-trust-blockchain): Reputation systems, on-chain history, agent trust.
- [Wallet Verification APIs](https://oldmennewmoney.com/wallet-verification-api): Why APIs replace wallet logins, the Insumer Model.
- [Agent Commerce Infrastructure](https://oldmennewmoney.com/agent-commerce-infrastructure): Wallets, payment rails, settlement layers.

## Education Modules

- [Digital Securities Fundamentals](https://oldmennewmoney.com/education/digital-securities-fundamentals)
- [Blockchain for Finance Professionals](https://oldmennewmoney.com/education/blockchain-for-finance-professionals)
- [Corporate Treasury Strategies](https://oldmennewmoney.com/education/corporate-treasury-strategies)
- [Real-World Asset Tokenization](https://oldmennewmoney.com/education/real-world-asset-tokenization)
- [The Insumer Model & Consumer Engagement](https://oldmennewmoney.com/education/the-insumer-model-and-consumer-engagement)
- [Blockchain in Sports & Entertainment](https://oldmennewmoney.com/education/blockchain-in-sports-entertainment)

## Related Projects

- [The Insumer Model™](https://insumermodel.com): Blockchain wallet verification infrastructure — converts on-chain data into cryptographically signed credentials across 32 chains. Powers AI agent trust, KYC compliance, merchant rewards, and access control.
- [TokenCapStack](https://tokencapstack.com): Blockchain-based cap table management for early-stage companies.

## Optional

- [Full content version](https://oldmennewmoney.com/llms-full.txt)